Before you begin
Your offer appears automatically based on how your business performs — no need to apply.
To be eligible, you’ll need to:
Be trading for 3+ months
Process card payments with yetipay
Take £1,000+ in monthly card sales
If you fit the bill, your offer will pop up when it’s ready.
1. Check your offer
In the yetipay App
Open the yetipay app
Tap Capital
If eligible, your offer will be waiting for you — simple as that
In Basecamp
Log into your Basecamp dashboard
Go to Financial services → yetipay Capital
Your personalised offer will be shown if you’re eligible
If you don’t see an offer yet, no worries — we’ll notify you when one becomes available.
2. Review what’s on the table
Your offer is built around your card sales, making it personalised and predictable.
You’ll see:
Your funding amount
One clear fixed fee
Your repayment rate (a percentage of daily card takings)
Your estimated repayment time
Everything is upfront, friendly, and easy to understand — just how we like it.
3. Accept your offer
Happy with what you see? Accepting your offer is just as easy.
Tap Accept Offer
Review and confirm the terms
You’re all set!
No documents. No long forms. No credit checks.
Just a smooth, streamlined flow.
4. Get funded — fast
Once accepted, your funds are sent directly to your business bank account.
Most payouts arrive the next working day
Occasionally it can take up to two business days
We’ll keep you updated every step of the way.
5. Repayment happens automatically
Repayments flex with your business, so you stay in control.
A fixed % of your daily card sales is automatically taken
Pay more when business is buzzing
Pay less when it slows down
No fixed monthly payments
No extra fees — ever
You can track your balance and progress inside the app.
6. Renew when you’re ready
Once you’ve repaid most of your funding, you may receive a new offer.
If a renewal is available, it’ll show up just like your first one.
No need to chase — we keep it easy.
Troubleshooting
I don’t see a Capital offer
You might need a little more sales history — keep processing payments and check back soon.
Does this affect my credit score?
Nope. yetipay Capital doesn’t run credit checks.
Can I use the funds for anything?
Yes — anything that helps your business grow:
stock, equipment, repairs, hiring, marketing, and more.
Who provides the funding?
Your funding is provided by Adyen N.V. (London Branch).
yetipay handles the experience, support and repayments.
Loans are not regulated under the Consumer Credit Act 1974.
Need a hand?
We’re always here to help.
Reach out through the Support section in your yetipay app or via our Help Centre.